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The amounts for the Tax, Insurance, and HOA are estimates and not actual amounts.

Your Payment

Source: CINC

Mortgage Calculator Help

Use our mortgage calculator to estimate your monthly mortgage payment, including your principal and interest, taxes, insurance, and PMI. See how your monthly payment changes by making updates to your home price, down payment, interest rate, and loan term.

Get personalized mortgage rates from our preferred local lender.

Home Price

Enter the sales price of the home you want to buy; you can also enter the amount that you think you plan to make an offer with.

Down Payment

Most home loans require a down payment minimum of 3%. The higher the down payment you make, the lower your monthly payment will be.

Loan Program

The loan program will affect your interest rate and monthly payments. Different programs have different requirements and with different interest rates. Choose from 30-year fixed and 15-year fixed terms in the calculator.

Interest Rate

This is prepopulated with the national average mortgage rate. The actual rate will vary based on credit score, down payment and mortgage program.

Property Tax

Our mortgage calculator includes an estimated property taxes based on the property’s value.

Home Insurance

Homeowners insurance is required by lenders when you have a mortgage.